We all wish we had more money, whether it’s to spend on luxury items, a new car or vacation, right? Maybe to save up for the future or for retirement but having more money to do what we want isn’t always easy. Fortunately, with a bit of smart thinking, it can be easier than you imagine. Here are 4 ways to put more money in your pocket without having to go to your boss and ask for a double digit pay rise!
Watch what you spend money on
This might sound obvious but if you spend just $50 a month on something you can do without or can buy for a cheaper price then that’s $1,800 over 3 years that you could have in the bank earning interest or ready for a deposit on that new car you urgently need.
When it comes to spending, it’s the small amounts that quickly add up. When buying something, ask yourself ‘do I really need it?’ or ‘can I do something better with my money?
Buy in bulk and use coupons
There are certain things we can’t live without but that doesn’t mean we have to spend all of our hard earned money on them. Collecting coupons with money off and buying in bulk can save money over the long-term and even reduce the amount of trips you need to take to the stores (saving on gas!)
Don’t take out loans or pay on credit unless you really have to
Some credit companies charge a very high percentage and while it might not seem like much paying $20 or $30 interest on your credit card each month that can quickly add up to hundreds of dollars. And over the year it could even add up to the equivalent to a small annual percentage pay rise! (that pay rise you have waited for and is actually less because the IRS takes its share!). Don’t forget when paying interest that it’s compounded. This means that each month, the interest calculated will be on the new amount you owe - with the previous interest added on so you are effectively paying interest on the interest.
Claim back money you are entitled to Using UnclaimedFunds.com
Millions of americans don’t realize they are entitled to money that actually belongs to them! Just by entering your name into our search engine and signing up for your free account with Refunder you will be able to find out if you are entitled to money. The process of claiming back hundreds or thousands of dollars might be a bit more complicated than deciding to save up a few coupons but the reward is much greater and it gets better! Refundery can manage the process for you.
We hope you have enjoyed these tips. If you have found them useful, why not share them with a friend and don’t forget to register for your free account so you don’t miss out on a lot of money that could potentially be yours