When you decide it’s time to purchase a new home — whether it’s your first home, your next home, or another home — there are suddenly so many options and choices in front of you. Location. Square footage. Number of rooms. Features and amenities. Mortgage provider.
While that last one might not seem as exciting or as fun as the others, it is arguably the most important. Because if you don’t have the right mortgage provider, you could suddenly find yourself with significantly fewer options.
At Dime, the mortgage team believes it’s essential to provide you with open, honest, and accurate information at every step of the way. While other mortgage lenders may have fancier bells and whistles to distract you from the fact that all home loan decisions are being made by faceless people on the other side of the country, Dime is committed to straightforward, local decision making. And it makes all the difference.
Why local matters
Who knows New York better: a company that has a few branches here, but is located thousands of miles away, or one that has been in the area for over 150 years?
When you work with a local mortgage provider like Dime, you’re working with someone with first-hand knowledge of New York real estate. They take the time to understand what is happening in the market at large as well as in the neighborhoods you’re most interested in buying. And with all of their residential mortgage executives and decision makers located right here in the tri-state area, you can trust that this dedicated team really understands your area.
Dime also takes the time to get to know you. Whether you’re on the Fortune 500 list, a lawyer, a teacher, or retired, Dime can help you find the right mortgage to fix your needs. They work with all levels of mortgages, including low-to-moderate income housing and SONYMA and Fannie Mae Home Ready to truly help everyone achieve the dream of home ownership. And they treat each mortgage the same, providing clear and concise information during every step of the home-buying process. Because when you understand exactly what is happening, and when, it takes a lot of the stress out of buying a home.
And if you’re self-employed, have a complex income, or have concerns about your credit history, you need team who will help you find the right options for your unique needs. A local, community bank, Dime has worked with a wide variety of New Yorkers to help them buy their dream homes. Make sure you have someone on your side who will truly make a difference in your home buying experience.
Doing things differently
Finding the right mortgage lender is like finding the right real estate agent: you want someone who truly listens and understands you so you can get exactly what you want. Dime’s combination of modernization and what they call “platinum level service” ensures that each mortgage is treated with care and respect. The mortgage team takes time to understand the goal of each home buyer, and finds the best solution. You can learn more about the Dime mortgage team and their commitment to doing things differently here.
If you’re ready to start the home buying process, make sure you find the right mortgage partner who really listens to your needs. Dime’s team of mortgage experts can help you do just that.
To learn more about Dime’s mortgages, visit their website.