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COASTAL FLOOD WARNING IN EFFECT FROM 9 AM TO 3 PM EST SUNDAY... ...COASTAL FLOOD WATCH NOW IN EFFECT FROM SUNDAY AFTERNOON THROUGH MONDAY AFTERNOON ...COASTAL FLOODING EXPECTED SUNDAY INTO MONDAY... The National Weather Service in New York NY has issued a Coastal Flood Warning, which is in effect from 9 AM to 3 PM EST Sunday. * LOCATIONS...Southwestern Suffolk and Southern Nassau. * TIMING...For the Coastal Flood Warning, from 9 AM to 3 PM EST Sunday. For the Coastal Flood Watch, from Sunday night through Monday afternoon. * COASTAL FLOOD IMPACTS...There is an elevated threat of property damage. Widespread flooding of vulnerable areas is expected near the waterfront and shoreline. Expect 1 to 3 feet of inundation above ground level in low lying, vulnerable areas. This will result in numerous road closures and cause widespread flooding of low lying property including parking lots, parks, lawns, and homes and businesses with basements near the waterfront. Vehicles parked in vulnerable areas near the waterfront will likely become flooded. Flooding will also extend inland from the waterfront along tidal rivers and bays. * SHORELINE IMPACTS...The combination of elevated water levels and high surf along the ocean beachfront should also result in significant beach erosion and localized splashovers around the times of high tide. * OUTLOOK...Minor coastal flooding and additional beach erosion are also possible around the times of high tide from Monday night into Tuesday.

Durable Powers of Attorneys

LongIsland.com

Let's start with the basics. A durable power of attorney is a document in which you can delegate certain powers over your financial life to another person or persons. While it takes effect immediately upon ...

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Let's start with the basics. A durable power of attorney is a document in which you can delegate certain powers over your financial life to another person or persons. While it takes effect immediately upon signing, it is most useful at a time when, for a variety of reasons, you can no longer act on your own behalf. In fact, what makes the power of attorney "durable" is the very fact that your agency can act for you when you, the principal, suffer from some disability. For the power of attorney to actually be "durable", the document must simply state that the agent can act regardless of any subsequent disability of the principal, or words to that effect. Since there is a high probability that an older client may face such a period of disability, a durable power of attorney is one of the essential tools that must be implemented in any estate plan for an older adult.

Most of us may know this already, but what we do not know is the extent of ELDER ABUSE associated with durable powers of attorneys. We do know who the abusers tend to be though: known abusers are family members, professionals, caregivers and scam artists, who use the durable power of attorney for their own benefit and of the benefit of their principal.

Persons who are older and sicker are among the most vulnerable people in our society, especially those who become dependent upon their caregivers. As such, they have a dual problem; they are both a likely target for abuse and may be unable or reluctant to report such abuse. In fact, victims of such aabuse may be threatened by their abusers with physical or emotional harm, or withdrawal of care, or may simply be unable to comprehend that they are being abused in the first place.

This problem of elder abuse through the misuse of a power of attorney is expected to grow as the population of frail elderly grows. This is especially true because we also expect the use of durable powers of attorney to grow. Why not, the durable power of attorney is the most simple and cost efficient method of handling a person's finances. Moreover, they are very easy to obtain. Just click on to the internet or walk in any stationary store and you can have one in minutes. But perhaps they are too readily available.

Clearly, those who do not use legal counsel will be unaware of the document's scope, limitations and potential for abuse. We'll go into detail in an upcoming newsfax.