Weather Alert  

TROPICAL STORM FAY TO BRING HEAVY RAINFALL, STRONG WINDS, AND DANGEROUS SURF CONDITIONS This product covers Southeast New York, Northeast New Jersey, and Southern Connecticut **TROPICAL STORM FAY TO BRING HEAVY RAINFALL, STRONG WINDS, AND DANGEROUS SURF CONDITIONS** NEW INFORMATION --------------- * CHANGES TO WATCHES AND WARNINGS: - None * CURRENT WATCHES AND WARNINGS: - A Tropical Storm Warning is in effect for Bronx, Eastern Essex, Eastern Union, Hudson, Kings (Brooklyn), New York (Manhattan), Northeastern Suffolk, Northern Nassau, Northern Queens, Northwestern Suffolk, Richmond (Staten Island), Southeastern Suffolk, Southern Fairfield, Southern Middlesex, Southern Nassau, Southern New Haven, Southern New London, Southern Queens, Southern Westchester, and Southwestern Suffolk * STORM INFORMATION: - About 240 miles south of New York City NY or about 300 miles south-southwest of Montauk Point NY - 37.4N 74.8W - Storm Intensity 50 mph - Movement North or 360 degrees at 10 mph SITUATION OVERVIEW ------------------ Tropical Storm Fay, located just east of the southern Delmarva Peninsula, will move northward along the coast towards the area today, making landfall near the New York City area tonight. The main threats with this system will be locally heavy rainfall, the potential for flash flooding, and dangerous surf conditions today into tonight. POTENTIAL IMPACTS ----------------- * FLOODING RAIN: Protect against dangerous rainfall flooding having possible significant impacts across Southeast New York, Northeast New Jersey, and Southern Connecticut. Potential impacts include: - Moderate rainfall flooding may prompt several evacuations and rescues. - Rivers and streams may quickly become swollen with swifter currents and may overspill their banks in a few places, especially in usually vulnerable spots. Small streams, creeks, canals, and ditches may overflow. - Flood waters can enter some structures or weaken foundations. Several places may experience expanded areas of rapid inundation at underpasses, low lying spots, and poor drainage areas. Some streets and parking lots take on moving water as storm drains and retention ponds overflow. Driving conditions become hazardous. Some road and bridge closures. * WIND: Protect against hazardous wind having possible limited impacts across Southeast New York, Northeast New Jersey, and Southern Connecticut. Potential impacts include: - Damage to porches, awnings, carports, sheds, and unanchored mobile homes. Unsecured lightweight objects blown about. - Many large tree limbs broken off. A few trees snapped or uprooted, but with greater numbers in places where trees are shallow rooted. Some fences and roadway signs blown over. - A few roads impassable from debris, particularly within urban or heavily wooded places. Hazardous driving conditions on bridges and other elevated roadways. - Scattered power and communications outages. * TORNADOES: Protect against a tornado event having possible limited impacts across Southeast New York, Northeast New Jersey, and Southern Connecticut. Potential impacts include: - The occurrence of isolated tornadoes can hinder the execution of emergency plans during tropical events. - A few places may experience tornado damage, along with power and communications disruptions. - Locations could realize roofs peeled off buildings, chimneys toppled, mobile homes pushed off foundations or overturned, large tree tops and branches snapped off, shallow rooted trees knocked over, moving vehicles blown off roads, and small boats pulled from moorings. * OTHER COASTAL HAZARDS: Life-threatening rip currents are likely for all people entering the surf zone. Beach flooding and localized dune erosion along the Atlantic Ocean beachfront are possible during the times of high tide Friday through Saturday. Localized minor flooding, inundation of 1 ft or less, along vulnerable coastal and shoreline locales of the Great South Bay of Long Island and Jamaica Bay, Lower NY/NJ Harbor, Coastal CT, Coastal Westchester, and Gardiners Bay during times of high tide this afternoon into tonight.

Group Dental Insurance

LongIsland.com

By Jennifer Bailey Group dental insurance provided by someone's employer is enough to cover their dental expenses and so they don't have to worry about buying individual dental coverage. All participating members of a company's ...

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By Jennifer Bailey

Group dental insurance provided by someone's employer is enough to cover their dental expenses and so they don't have to worry about buying individual dental coverage. All participating members of a company's dental plan are covered under one policy. Because of the large number of participants, the policies provide for greater coverage at lower costs.

Group insurance benefits vary from company to company depending on the plan that the employer has opted for. Not all group dental plans are the same. The basic difference between the plans lies in the option they offer for choosing a dentist. Based on this difference, dental plans can be categorized as open panel or closed panel plans. Open panel, as the name suggests, allows the employee to receive services from any dentist. This means the individual has the freedom to exercise his or her choice with regard to choosing a specialist. But this is not the case with closed panel plans wherein the employer can receive treatment from a dentist listed only in the plan's network.

Closed panel plans can be further categorized as Preferred Provider Organization (PPO) Plans and the Exclusive Provider Organization (EPO).

With PPO Plans, the patients are charged less if they receive treatment from a preferred provider who is on a dentist list in the plan network. If they choose the services of a dentist not listed in the plan network, they end up paying a higher fee.

EPO Plans are the most restrictive of all plans. Under this plan, the patients will receive services on reduced rates only if they choose a dentist from the network list, otherwise, charges will be not be covered by the plan.

The benefits covered by each of these plans may vary, but most provide for the maintenance of good hygiene. This includes basic cleanings, fillings, and dentures. Group dental plans make economic sense to the employers. For most employees, dental coverage can be a major reason to remain faithful to the company, which can be complemented by extending coverage to the family members of the employees.

Dental Insurance provides detailed information about dental insurance, dental insurance companies, and more. Dental Insurance is affiliated with Texas Health Insurance Companies.

Article Source: Ezine Articles, Author: Jennifer Bailey