If you can, reduce some bills. The ones you have been delaying that are lying around, the overdue ones. Start https://pastebin.pl/view/f555bdb7 off with as clean a slate as possible and much less than debt owed as obtain. Remember, even if you can't afford to pay much, it's Intention to allow the debt out you can make this year to attract all the wealth you will need or wish.
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