Coastal Homeowners Insurance

Based on Long Island, Coastal Insurance Solutions is a nationally recognized digital independent insurance agency specializing in the unique needs of high-value homeowners and high net worth families. Proudly serving Nassau and Suffolk Counties, we offer expertly tailored homeowners, private flood, and luxury insurance packages for waterfront estates, secondary beach homes, and family residences across Long Island’s North and South Shores.

As a trusted local agency with deep roots in the community, we are directly appointed with A+ AM Best rated carriers and work closely with leading insurers who understand the nuances of coastal living. Our team brings unmatched knowledge of the local real estate market and risk factors specific to Long Island properties.

Coastal also serves clients across the country, offering customized high-net-worth insurance solutions in over 30 states. Our national reputation is backed by awards and accolades, including CEO David W. Clausen being named 2024 Top Producer by Insurance Business America and 2023 Agent of the Year by Insurance Journal.

Whether you're insuring a luxury home on the Gold Coast, a waterfront property in the Hamptons, or a vacation home in another state, Coastal Insurance Solutions provides access to elite carriers such as PURE, Chubb, AIG, Cincinnati, Openly, and Vault.

Let our experienced advisors compare top-rated coverage options to design a package that fits your lifestyle—locally on Long Island or wherever you call home.