Weather Alert(2)!
"Wind Chill Advisory" ...Wind Chill Advisory remains in effect from 1 PM this afternoon to noon EST Sunday... * locations...New York City...Long Island and portions of northeastern New Jersey... * hazard types...dangerous wind chills. * Timing...coldest wind chills late tonight into early Sunday morning. * Wind chill...from 18 to 23 degrees below zero due to temperatures around zero...and northwest winds 20 to 30 mph with gusts up to 45 mph. * Cold impacts...the frigid conditions will be dangerous to those venturing outside. Prolonged exposure may cause frostbite. The combination of very low wind chills and frigid air temperatures have the potential to result in frozen pipes...frostbite and hypothermia. * Wind impacts...scattered tree limbs and branches downed. Isolated power outages. Precautionary/preparedness actions... A Wind Chill Advisory means that very cold air and strong winds will combine to generate low wind chills. This will result in frost bite and lead to hypothermia if precautions are not taken. Outdoor exposure should be limited. If you are heading outdoors... dress in layers and keep your hands and head covered to protect against frostbite Jmc , "Special Statement" ...Dangerously cold wind chills tonight into Sunday morning... * temperatures tonight into early Sunday morning will fall to zero to 3 degrees below zero in and around the New York City and New Jersey Metro...and Long Island...and coastal Connecticut. Temps will fall to 5 to 10 degrees below across interior portions of northeast New Jersey...the lower Hudson Valley...and southern Connecticut. Wind chill values during this time are expected to reach life threatening levels as cold as 20 to 30 degrees below zero. * High temperatures on Sunday will only be in the teens...with wind chills likely not rising above zero until mid to late afternoon. * Cold spells of this magnitude bring a risk of frostbite and hypothermia for anyone who does not take proper precautions. In addition...frozen pipes and overworked furnaces could leave your house without heat or running water...and car batteries run the risk of dying. * Never venture outdoors without wearing gloves...a hat and several layers of clothing. Wind chill values late Saturday night into Sunday morning could lead to frostbite in less than 30 minutes if proper precautions are not taken. * Run water at a trickle and keep Cabinet doors open to prevent pipes from freezing. * Never use a stove or oven to heat your home or use an open flame to melt frozen pipes. Many house fires result from these practices. * Check tire pressure and your car battery. Be sure your car has a winter safety kit that includes a blanket...warm clothes and gloves in case your car breaks down or becomes stranded. * Take extra steps to keep your pets warm and know their limits to cold. 435 am EST Sat Feb 13 2016 ...Dangerously cold wind chills tonight into Sunday morning... * temperatures tonight into early Sunday morning will fall to zero to 3 degrees below zero in and around the New York City and New Jersey Metro...and Long Island...and coastal Connecticut. Temps will fall to 5 to 10 degrees below across interior portions of northeast New Jersey...the lower Hudson Valley...and southern Connecticut. Wind chill values during this time are expected to reach life threatening levels as cold as 20 to 30 degrees below zero. * High temperatures on Sunday will only be in the teens...with wind chills likely not rising above zero until mid to late afternoon. * Cold spells of this magnitude bring a risk of frostbite and hypothermia for anyone who does not take proper precautions. In addition...frozen pipes and overworked furnaces could leave your house without heat or running water...and car batteries run the risk of dying. * Never venture outdoors without wearing gloves...a hat and several layers of clothing. Wind chill values late Saturday night into Sunday morning could lead to frostbite in less than 30 minutes if proper precautions are not taken. * Run water at a trickle and keep Cabinet doors open to prevent pipes from freezing. * Never use a stove or oven to heat your home or use an open flame to melt frozen pipes. Many house fires result from these practices. * Check tire pressure and your car battery. Be sure your car has a winter safety kit that includes a blanket...warm clothes and gloves in case your car breaks down or becomes stranded. * Take extra steps to keep your pets warm and know their limits to cold. -- Saturday Feb.13 16,10:00 AM Weather  |  LIRR  |  Traffic  |  Traffic Cams |  Weather News

 

AG Schneiderman Announces Settlement With Commack Debt Collection Firm To Prevent Collection On Predatory Payday Loans

Local News, Crime, Business & Finance, Press Releases

Schneiderman: Ignorance Is No Excuse For Filing Actions Against New Yorkers Over Predatory Loans

Commack, NY - August 15, 2014 - Attorney General Eric T. Schneiderman today announced that his office reached a settlement with Forster & Garbus, one of the largest debt collection firms in New York State, to ensure that it does not file actions against New Yorkers to collect on payday loans. A payday loan is a type of short-term borrowing – sometimes due in two weeks, which accounts for the name – in which the consumer borrows a small amount at interest rates that can range from 100 percent to 650 percent or more.  Payday loans are illegal because the interest rates far exceed the maximum of 16 percent allowed under New York law for most lenders not licensed by the State. This settlement is part of an ongoing crackdown by Attorney General Schneiderman on payday loans.
 
“Payday loans take money away from hardworking New Yorkers who are forced to pay illegal and outrageous interest rates,” Attorney General Schneiderman said. “Debt collection firms must make certain that the underlying loan is not a payday loan before filing a lawsuit, and they will be held responsible if they fail to do so. Ignorance is no excuse.”
 
The Attorney General’s investigation showed that a company called NCEP, LLC placed consumer debts with Forster & Garbus, located in Commack, for collection. These included payday loans, and on five occasions it attempted to collect on payday loans from New Yorkers. Forster & Garbus represented to the Office of the Attorney General (OAG) that it was had not been aware that the loans were payday loans, and after notification from the OAG, Forster & Garbus stopped its collection efforts. 
 
Under the agreement, Forster & Garbus may not file an action against a New Yorker  over a consumer credit transaction unless it first obtains a copy of the loan document and determines in writing that it is not a payday loan.  When it receives a written complaint from a consumer that an existing judgment or settlement may have involved a payday loan, Forster & Garbus is required to obtain a copy of the loan document and, if the loan was a payday loan, vacate the judgment and pay restitution to the consumer for any amounts paid on the judgment. Forster & Garbus was also required to pay $10,000 in costs and penalties.  
 
Attorney General Schneiderman has been tough on payday loans, sending a clear message that these predatory transactions will not be tolerated. Since January 1, 2011, as a result of his no-nonsense approach:
  • Five debt collection firms that collected on payday loans were required to pay a total of $279,605.98 in restitution and $29,605.98 in penalties; 
  • A debt-buying company was required to reverse 8,550 negative  reports it had made to credit reporting bureaus on New Yorkers and was prohibited from collecting on $3.2 million in payday loans taken out by New Yorkers; 
  • 12 companies agreed to refuse requests to repossess the vehicles of New Yorkers when the underlying loan is a payday loan; and
  • Three companies and their owners were stopped from collecting interest on outstanding payday loans and required to provide refunds to New York borrowers who had paid back more than the principal of their loan plus the legal interest rate of 16%, and to pay $1.5 million in penalties.
This case was handled by Assistant Attorney General James Morrissey and Karen Davis, Senior Consumer Fraud Representative in the Buffalo Regional Office, which is led by Michael Russo, Assistant Attorney General in Charge. The Buffalo Regional Office is a part of the Division of Regional Offices, led by Marty Mack, Executive Deputy Attorney General for Regional Offices.

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