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"Coastal Flood Advisory" ...Coastal Flood Advisory in effect from 6 am to 10 am EST Monday... The National Weather Service in Upton has issued a coastal Flood Advisory...which is in effect from 6 am to 10 am EST Monday. * Locations...low lying areas along western Long Island Sound. * Tidal departures...2 to 3 ft above astronomical tides in the morning. * Timing...minor coastal flooding around the times of astronomical high tide. * Impacts...minor flooding along portions of the immediate coastline. Precautionary/preparedness actions... A coastal Flood Advisory indicates that onshore winds and tides will combine to generate flooding of low areas along the shore. ...Western l.I. Sound water levels for Monday morning... Coastal............time of......forecast total......flood..... Location...........high Tide.....Water level........category.. ...................................(Mllw/mhhw)................ Kings Point NY.......827 am......9.6-10.0/1.8-2.2....none....... Stamford CT..........749 am...... Bridgeport CT........746 am......8.8-9.2/1.5-1.9.....Minor...... New Haven CT.........745 am......8.2-8.6/1.5-1.9.....None....... Old Field NY.........748 am......8.6-9.0/1.3-1.7.....None....... Glen Cove NY.........822 am......9.2-9.8/1.6-1.9.....None....... , "High Wind Warning" ...High Wind Warning remains in effect from 1 am Monday to 1 am EST Tuesday... * winds...northeast 30 to 40 mph with gusts 60 to 70 mph. * Timing...winds could begin gusting as high as 45 mph just before daybreak Monday. The strongest winds are expected Monday afternoon and evening. * High wind impacts...damaging winds will blow down trees and power lines. Numerous power outages are expected. Travel will be difficult...especially for high profile vehicles and on elevated roadway and bridges. Precautionary/preparedness actions... A High Wind Warning means a hazardous high wind event is expected or occurring. Sustained wind speeds of at least 40 mph or gusts of 58 mph or more can lead to property damage. , "Marine Fog Advisory, Storm Warning" ...Dense fog advisory now in effect until 6 PM EST this evening... ...Storm Warning remains in effect from 1 am Monday to 1 am EST Tuesday... * winds and seas...northeast winds 25 to 35 kt with gusts up to 60 kt. Seas 6 to 11 feet. * Visibility...1 nm or less this morning. Precautionary/preparedness actions... A Storm Warning means sustained winds or frequent gusts of 48 to 63 kt are expected or occurring. Recreational boaters should remain in port...or take shelter until winds and waves subside. Commercial vessels should prepare for very strong winds and dangerous sea conditions...and consider remaining in port or taking shelter in port until winds and waves subside. A dense fog advisory means visibilities will frequently be reduced to less than one mile. Inexperienced mariners... especially those operating smaller vessels should avoid navigating in these conditions. -- Sunday Jan.22 17,01:00 PM

Governor Cuomo Deploying Mobile Command Center to Deliver Foreclosure Prevention Help to Long Island Homeowners

DFS Assistance Available for Homeowners during Visits to Westbury, Elmont and Hicksville in Nassau County

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Albany, NY - August 4, 2014 - Governor Andrew M. Cuomo today announced the deployment of the Department of Financial Services’ (DFS) Mobile Command Center (MCC) to three sites in Nassau County to provide foreclosure prevention assistance to Long Island homeowners. DFS specialists will be available to meet one-on-one with homeowners in order to review each's individual situation, including their legal rights, alternative sources of assistance and how to file complaints.​
“We are deploying our Department of Financial Services team to Long Island to continue providing direct, on-the-ground assistance to borrowers who are struggling with their mortgages,” said Governor Cuomo. “This initiative is designed to give New Yorkers who are facing foreclosure an opportunity to discuss ways to save their homes and get back on track.”
DFS representatives will be available to meet homeowners in the MCC at the following locations:
  • Wednesday, Aug. 6 from 10 a.m. to 6 p.m. at the Westbury Public Library, 44 Jefferson St., Westbury.
  • Thursday, Aug. 7 from 10 a.m. to 6 p.m. at the Clara H. Carson Elementary School, 235 Belmont Blvd., Elmont.
  • Friday, Aug., 8 from 9 a.m. to 5 p.m. at the Hicksville Public Library, 169 Jerusalem Ave., Hicksville.
Benjamin M. Lawsky, Superintendent of Financial Services, said, "Homeowners can meet individually with experienced DFS staff at these locations. Our team reviews each homeowner's specific situation and helps them review options that may help them save their homes."​
To help expedite assistance, homeowners seeking help at the MCC should bring relevant documents with them such as records of mortgage payments and correspondence with their lenders. Among the issues DFS staff can discuss include: a homeowners’ legal rights; alternatives to foreclosure; federal programs, such as loan modifications and other kinds of relief; and how to file complaints with DFS when dispute arises between homeowners and banks or mortgage servicers. Depending on a homeowner’s specific situation, DFS specialists may offer such assistance as helping individuals apply for mortgage modifications or assist homeowners in communicating with their mortgage lenders or servicers. 
Senator Jack M. Martins said, "This program will allow homeowners facing foreclosure to talk with trained DFS specialists about programs and services designed to help them. I am pleased to partner with DFS and Governor Cuomo in bringing this important service to the community."
Nassau County Executive Ed Mangano said, "I thank Governor Cuomo for deploying this mobile command center to help residents that are dealing with foreclosure issues. I urge our residents that are struggling to meet mortgage payments to take advantage of this foreclosure prevention assistance."​
Governor Cuomo will deploy the DFS Mobile Command Center to additional locations in the weeks ahead to help continue reaching struggling homeowners; the locations and dates will be announced soon. Those unable to meet personally with DFS representatives are urged to the call the Department’s toll-free foreclosure hotline, 1-800-342-3736, from 8:30 a.m. to 4:30 p.m., Monday through Friday. Homeowners may also file complaints using the Department website,​ 
DFS also urges homeowners to be cautious of mortgage rescue scams, which may be marketed by private businesses. For example, homeowners should:
  • Be wary of anyone asking for an upfront fee in exchange for getting a loan modification, saving a home from default or stopping a foreclosure or tax sale. New York law prohibits the collection of such fees in most cases. Also, many not-for-profit housing counselors will help homeowners negotiate with lenders for free. 
  • Be wary of anyone who says they can save a home if a homeowner signs or transfers the deed to his or her house over to them so the homeowner can catch up on mortgage payments or refinance a loan. A homeowner should never submit mortgage payments to anyone other than the homeowner’s mortgage company without its approval.
Governor Cuomo launched the DFS foreclosure prevention program in 2012 to extend help to homeowners facing foreclosure. The outreach program has visited locations throughout the State with higher rates of foreclosure to provide assistance at no cost to the homeowners.